AFICO

AFICO (Asociación de Plataformas de Fondeo Colectivo A.C.) is a Mexican nonprofit organization that unites leading crowdfunding platforms to promote, regulate, and professionalize collective funding models in the country. Established to foster transparency and growth in the fintech ecosystem, it groups platforms across categories like debt, equity, real estate, rewards, donations, and royalties, while defending industry interests and supporting initiatives like Crowdfunding México backed by BID, NAFIN and LegalParadox®.​

Mission and Objectives

AFICO aims to craft specific legislative proposals for regulation, certify platforms under ethical codes and Ley Fintech standards, ensure information transparency, organize national/international events, and manage a Continuity Fund to protect investors in case of platform insolvency by continuing credit collections. It affiliates platforms via a rigorous process, verifies good practices, and represents members before regulators like CNBV, promoting organized action and market participation.​​

Activities and Resources

The association hosts workshops (e.g., monthly financing seminars), forums (e.g., housing finance dialogues with BIVA and SHF), and publishes market statistics and growth reports alongside Crowdfunding México to track ecosystem evolution. Sections cover accredited members, allies from various sectors, job boards, events, and platform directories by type (e.g., Préstamos, Inmobiliaria). It collaborates with universities like Anáhuac and government bodies for ecosystem development.​

Impact and Ecosystem Role

AFICO safeguards crowdfunding as a capital formation model where projects gain community support via digital platforms, enhancing investor protection and industry credibility. With a council of members, it issues seals for compliant platforms, facilitates job opportunities, and drives awareness through publications and partnerships, positioning itself as the voice of Mexico's crowdfunding sector since around 2020.

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